FAQ: Cash-pay Physical Therapy

Have any cash pay physical therapy questions? Read on and watch videos below to find out more about our FAQ. Please feel free to contact us if you have additional questions.


Why are We a Cash Based PT Company?

The answer is simple. It allows us the ability to provide high quality 1:1 care without Insurance restrictions or regulations limiting us on what services can be provided. We pride ourselves on high-quality manual therapy skills, dry needling, and corrective exercises and we don’t have to worry about being approved for our services.  It will also save you money.  Our flat rate for an evaluation and subsequent treatments can be significantly cheaper than the average insurance based evaluation and treatment. With typical Insurance based evaluations ranging from $250-$400 and treatments $150-$300 costs can add up quickly. 


Are We In Network with Insurance? 

No.  We are not in network with any insurance companies as we are solely a Cash Based Practice.  That doesn’t mean you can’t receive reimbursement for your costs incurred seeing us.  With the help of our Admin and staff, we can guide you through the process of submitting your Superbills as claims to your insurance company for reimbursement.  We can not guarantee any reimbursement percentage as it is based off of your Individual insurance and their Out of Network policy.  


Do We Only Accept Cash?

No.  We take Cash, Check, Credit Card, HSA and FSA accounts.  By not being in network with insurance companies we are able to keep our Cash rates affordable and significantly below the cost of negotiated insurance rates.  We also offer discounts through our package plans that most of our clients utilize.  Our 20 session and 5 session packages are discounted at 12% and 10% of the full session prices respectively. 


Do I need a Prescription from a Doctor to come to Physical Therapy?

No you do not!  In South Dakota we are a Direct Access state, meaning that you can begin Physical Therapy without a Physician Referral.  If we notice any Red Flags during your evaluation we will refer out to an appropriate medical provider at that time.  If you are looking to be reimbursed for the cost of your Physical Therapy, it definitely strengthens your ability to receive a maximum reimbursement percentage by your insurance company.  


What Happens when Pain is no Longer an Issue?

That is when the fun begins.  Our goal is to be your Healthcare ally for the rest of your life!  Through our Maintain U program you can have a membership where the focus is on optimizing the level of function and life that you achieved at the completion of your Performance Therapy program.  With Maintain U, you have the ability to attend one “Maintenance” session per month at a discounted rate to keep you moving at your optimal level.


How do I make an appointment?

So glad you asked! Please visit our booking page here to submit a date and time you’d be interested in scheduling an appointment. We ask that you provide a little information on what you’re interested in so we can best prepare ourselves for your appointment. We’ll get back to you as soon as possible to book your appointment!

Can you treat Medicare/Medicaid patients?

Unfortunately, we can’t treat Medicare/Medicaid patients in a medical capacity. However, we do offer a variety of wellness services for everyone to enjoy. Please visit our Fitness section for more information. We also have a variety of blog posts on common aches and pains.


Has our FAQ answered all your cash pay physical therapy questions? If not, please let us know. Our goal is to empower you with the knowledge and tools to help you live as pain free as possible.

Image of cash-based physical therapy treatment on FAQ Page